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Documents Required for Bond Application

Bond Gallery will submit your home loan application on your behalf to the various banks and thus save you the time and effort of negotiating with the bank as well as providing the correct information to each of the banks.

To complete an application you will need to provide the following supporting documentation in terms of the relevant financial affordability assessments performed by the banks, and in terms of FAIS, FICA and the National Credit Act.

All persons need to provide the following information:

  • Identity Document
  • Copy of latest Payslip or Proof of Income
  • 3 Months Banks Statements
  • Offer to Purchase (signed by all parties)

Additional documents for Practicing Professionals, Sole Proprietors or Partnerships

  • 2 Years Financial Statements signed by the client
  • 12 Months Business and Personal Bank Statements
  • 6 Months Management Accounts and Cash Flow Forecast
  • Legal Docs-CK1 For Close Corporation and Founding Statement for PTY LTD

Additional documents for Companies or Incorporated Companies

  • Latest Audited Financial Statements or Audited Accounts
  • Latest Certified Financial Statements
  • Bank Statements / Reports for last 12 months

TOOLS:

Affordability Calculator
Repayment Calculator
Costs Calculator
Amortization Calculator
Useful Downloads

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